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BlinkLoans
Loan product

Business loan

Unsecured working capital for MSMEs and founders — fund inventory, payroll or expansion with minimal paperwork and a decision the same day.

Interest from

12% p.a.

Loan up to

₹50 lakh

Tenure

6–48 months

Processing fee

2%–3% of the loan amount

What you get

  • Collateral-free up to ₹50 lakh
  • Same-day decision for eligible businesses
  • Flexible repayment aligned to cash flow
  • GST and bank-statement based assessment

Who can apply

  • Business vintage of 1+ year
  • Annual turnover above ₹10 lakh
  • GST registration and bank statements
  • Valid PAN and Aadhaar of the proprietor
Working capitalInventoryEquipmentExpansion
Plan your EMI

See what it costs each month.

Adjust the amount, tenure and rate to preview your EMI before you apply.

₹5,00,000
36 months
12.0% p.a.

Your monthly EMI

₹16,607 /month

Principal
₹5,00,000
Total interest
₹97,858
Total payable
₹5,97,858
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